The “Free” credit scores that you see advertised on television and online are typically never those that are used in making retail or mortgage credit decisions. They are usually not even actual credit scores used in lending decisions. Even when purchased directly from the 3 bureaus, they will not normally supply you with the actual scores.
There are currently 28 versions of the FICO score. There are 10 for Experian, and 9 each for Equifax and Transunion.
Read Full ArticleMany will ask me to forecast or predict the outcome of their service, or the credit score they might expect. I never make predictions as to outcomes or scores because that would infer that I know the proprietary algorithm of “FICO”.
Read Full ArticleCredit repair results are not the same for all persons. There is not a way to set a standard time or result outcome for any clients’ service outcome.
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