How Many Different Credit Scores Are There?

There are currently 28 versions of the FICO score. There are 10 for Experian, and 9 each for Equifax and Transunion. Each version uses all of the information contained on that bureau, but weighs the items differently depending on the purpose of the inquiry.

A mortgage FICO score will differ from an automobile FICO, and both will differ from a credit card or personal loan FICO.

Be aware that most online credit monitoring sites do not provide actual FICO scores, but simulations which are often far from accurate because of the many variables between purposes.

Credit Repair Blog

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  How Many Different Credit Scores Are There?

  There are currently 28 versions of the FICO score. There are 10 for Experian, and 9 each for Equifax and Transunion.

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  What Will My Credit Score Be After You Fix My Credit?

  Many will ask me to forecast or predict the outcome of their service, or the credit score they might expect. I never make predictions as to outcomes or scores because that would infer that I know the proprietary algorithm of “FICO”.

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  How Long Does Credit Repair Take?

  Credit repair results are not the same for all persons. There is not a way to set a standard time or result outcome for any clients’ service outcome.

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