How It Works


How It WorksOur proven Credit Repair Services identify Credit Report Errors to help correct your credit and Increase Your Credit Score for a better future.

1. Credit Review

We’ll provide you with a free credit review discussing your unique credit report and expectations.

2. Rectify

We begin sending customized letters for your specific credit disputes and credit challenges.

3. Report & Regroup

You see real-time results as we draw upon our vast arsenal of strategies to challenge questionable credit items.

Building Good Credit Scores For Over 30 Years!

Speedy Credit Repair works on the “Pay as we Perform” platform. This means no upfront costs; and you pay as we perform.

  • 6 month commitment
  • $189/mo due at end of each service month
  • $25 for each deleted Credit item per Bureau
  • 6 months Credit Monitoring required with IdentityIQ – $1 for 7 Day Trial, then $19.99 Month

We do not charge for reviews or consultations, and there is NEVER a setup fee.

Our Credit Restoration Program requires a six month term and costs $189/mo due at the end of each month of service. In addition, we charge $25 for each deleted item per bureau only after it has been deleted. A maximum number of items charged in a given month budget can be set up prior to your service to accommodate your individual needs if requested. You will be required to have, and keep current, an IdentityIQ credit monitoring account. IdentityIQ offers a 7 day trial for $1 which then becomes $19.99 monthly.

We only want clients that are committed to improving their credit, so we require that you commit to the entire 6-month program. We don’t limit the number of items we will challenge in a given month in an attempt to drag things on.

Our efforts may take some time to show. We want clients that are willing to be patient and go on the journey with us. If, however, you are not realizing results by the third month’s end, we have included a contingency plan for that too!

We DO NOT automatically renew after the completion of the Credit Restoration Program unless it is likely to benefit you, and you ask us to.

Because we believe in results and want to provide exemplary service for all of our clients, we do not accept everyone into our Credit Repair Program.

To see if you are likely to benefit from this type of service, we recommend you schedule a free Credit Evaluation now.

Fix Your Credit Today! Sign up here or call us at 888-724-7344 to get your free credit review.

No commitment is required.

No inquiry will occur.

Do you have more questions before beginning? Let’s get started and fix your credit issues.

IdentityIQ Instructions

IdentityIQ is a credit monitoring service offering Vantage credit scores for all three credit bureaus, $25,000 Identity Theft Insurance, and Daily credit monitoring and alerts about your credit report.

IdentityIQ has a 7-day trial to get your scores and reports from Experian, Transunion, and Equifax for $1. After the 7th day, the trial becomes a membership which becomes $19.99 monthly.

Start now by signing up for IdentityIQ and having your login and password available for the application form.

Our Portal To Credit Recovery

All clients have “Live” 24/7 access to a progress portal that is provided through a personal and private link. This will keep you informed of your beginning score, your current score, a detail of the items we are working on, and the current status of those items. It also provides you with the security of knowing that someone is actively servicing your account without the need to call and ask.

There Are No Guarantees

I appreciate the opportunity to tell you about our credit repairing services. The very first thing I tell any prospective client is that there are absolutely no guarantees!

I expect I will lose a large percentage of my clients by telling them this; however, this business demands that I don’t tell you what you want to hear simply because it sounds better. Rather, I’d prefer that you do not have any unrealistic expectations of the results you may expect. Although we are very good at what we do, the only thing that we can legally and ethically promise is that we will diligently act on your behalf in regards to working your account.

Christopher Lahage

Free Credit Review: Let's fix your credit today! (888)724-7344

Get started now by filling out our Free Credit Review application. Within 48 hours of completing the application we’ll be ready with your credit review, often within only a few hours.

No inquiry will occur by submitting your application nor will it affect your credit score. We service clients from all 50 states and all U.S. Military Installations Worldwide.

I am very excited to work with you and look forward to getting your application and completing your review.

– Chris Lahage Credit Repair Expert, over 30 years of experience

Still have questions or concerns? Give us a call at 888-724-7344 to speak with one of our agents!

No commitment is required.

No inquiry will occur.