There are currently 28 versions of the FICO score.

There are 10 for Experian, and 9 each for Equifax and Transunion.

Each version uses all of the information contained on that bureau, but weighs the items differently depending on the purpose of the inquiry.

A mortgage FICO score will differ from an automobile FICO, and both will differ from a credit card or personal loan FICO.

Be aware that most online credit monitoring sites do not provide actual FICO scores, but simulations which are often far from accurate because of the many variables between purposes.

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